Happy valentines day

Roses

You love the roses - so do I. I wish
The sky would rain down roses, as they rain
From off the shaken bush. Why will it not?
Then all the valley would be pink and white
And soft to tread on. They would fall as light
As feathers, smelling sweet; and it would be
Like sleeping and like waking, all at once!

by George Eliot

5 things to share..

Actually i came through these 5 points in the web and i wanted to share with you......

" 1. Facts Are the Enemy of the Truth

2. Don't Fight a Problem, Solve it.

3. Don't mistake success for failure. You have to be able to bear setbacks.

4. Develop your inner circle. Find people to support you.

5. Awaken your inner optimist. Don't listen to the nay sayers."

HOW TO LOOK UP FOR A RELEVANT DEBT SETTLEMENT COMPANY

DEVELOP A BULL’S EYE TO SPOT AN ABLE DEBT SETTLEMENT FIRM

If you are buried deep in debt and want to bring yourself out of it, the invariable solution would be to opt for debt settlement and register with a debt settlement firm.

Apparently the transaction seems simple. As soon as you sign up with a debt settlement firm you need to give a power of attorney to the concerned firm. Now, the debt settlement companies would negotiate with the creditors to reduce your debt nearly by 40% to 60%, making it an affordable amount for you to bear.

At the threshold it is essential for you to be aware of the standard procedure to qualify for debt settlement. For that

· You need to confirm if you are in the condition to bear the fees charged from you.

· You would have to add up all your monthly expenses and comprehend that if your monthly income is lower than the monthly expenditure. Otherwise you would be advised to opt for a debt negotiation program (lessening on the debt amount and formulating a set out repayment plan).

· You would also have to be aware that creditors agree for a debt settlement at their interest. They mainly see an eye to eye with debt settlement in case of unsecured loans. Thus despite having lower monthly expenditure than that of your monthly income you might not qualify for a settlement plan if majority of your loans are secured loans.

7 short steps to pick up a legitimate debt settlement firm:

Now, after deciding to opt for “debt settlement “you would have to search for a genuine debt settlement firm. It is now that all ambiguities come forth in the game. In some cases, certain debt consolidation firms take money from you on monthly basis promising you to pay it back to the creditor on your behalf. But in reality the scenario is different. They keep the money in the “trusted account” continually negotiating with the creditors and then making payments ending up in legal complications in the interim. Thus it is very essential to decide on a pertinent settlement firm .To confirm on the authenticity of a company we may verify certain details before signing up:

1. Whether one or two others who have been associated with the company or has carried out any similar dealings with it earlier are giving some assurance about the company.
2. Whether the company is offering a service guarantee i.e. if the company is unable to settle the debt they would refund the fees charged and whether in the due process it would affect your credit score.
3. Whether the company has International Association Of Professional Debt Arbitrators (IAPDA) certified conciliators to comprehend your financial condition better and help you in the best possible way.
4. Whether the debt settlement company is connected to the local chamber of commerce and linked to the chamber of commerce of U.S. at large.
5. Whether the company is the member of the Better Business Bureau(BBB)
6. Enquire more about the company from all possible sources. Clearly

solve all possible doubts you have. Research as much as possible and minutely

read all papers they would give you before signing up with a company.

7. Lastly if you are convinced with the company’s authenticity you may sign up with them.

A stupendous debt settlement company is always proficient to help you to narrow down your debt burden and curtail down the amount by even 40% to 60%.Thus you can see that a satisfactory deal with a debt settlement company is indeed a wonderful means to lessen the debt burden. At times the plan seems to be a savior for you where debt stricken mass is increasing at an alarming rate!

Internet Marketing

Don’t you think life without net is literally impossible? E-shopping, e-learning, e-marketing seems to be an indispensable part of life, isn’t it? Can you think of buying a branded laptop without researching on it? This is possible only in your favorable time. Your favorable time to research on the material you want to buy can be any time, whether it is in your cubicle in office on your cozy bed. So that can be possible only when you would have access to net. Things are similar when you buy anything, an ipod ,a microven, when you opt for a medical insurance , search for a branded shop to buy some clothes, or you inquire for an authentic travel agent to go for a short tour.

All this you can only know if the respective companies have put up their respective advertisements on net. Here comes the essence of internet marketing. Marketing as we say is the process of identifying, apprehending and satisfying customer requirements in a profitable manner .So if you want to promote sales you have to have an access to internet marketing. It has been noticed that it gears up offline sale and influences the national and international marketing at large. Despite the popular saying of “online marketing and off line sale”, at times online marketing does promote online shopping. After profound research to buy a branded laptop can you resist to wait for visiting the near by shop? You might also land up in booking it online. Undoubtedly thereby internet marketing serves a genuine role in promoting sales be it online or offline

A key to financial success

“Finance is the art of passing currency from hand to hand until it finally disappears.”

and

“Literature was formerly an art and finance a trade “

So check out the key to financial success

• Before you can really start setting financial goals, you need to determine where you stand financially. - David Bach

• Whenever there is a a financial crisis, it is always the banks that get hit.- Gordon Wu

• Business is not financial science, it's about trading.. buying and selling. It's about creating a product or service so good that people will pay for it. -Anita Roddick

• I believe that I was lucky to have suffered. Some people don’t realize that in suffering there is great potential, because if you are deprived for any reason.. politically, financially, socially or otherwise.. and if you set your mind in the right direction, you will find that the only way to survive is for you to excel, by being better so you can be treated better.-Talal Abu-Ghazaleh

Finance

The word finance means a lot. It plays such a vital role in today’s world that to live well you need to live on finance and live for finance .In a way finance can be said to be the oxygen for you to carry out the entire economic activity. Basically it acts as a pivotal point to carry out the entire business network nation wide and world wide at large. Thus to deal with such a grave thing in our day to day dealings we may face major complications. And to track all complexities, finance has been classified into three categories namely

Personal finance (dealing with financial problem of individual)

Public finance (dealing with financial problems of the government)

Corporate finance (dealing with issues related to business finance)

All those who are facing difficulties in managing your finance, participate in my blog discussion, share your issues and get a valid solution.